Monthly Budget Planner Worksheet


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Do-It-Yourself Financial Planning Software


Monthly budget planner worksheet

VeriPlan is the best personal financial planning software for individuals and families who want to develop a comprehensive lifetime financial plan. VeriPlan also includes a monthly budget planner worksheet covering 24 months.

Expense tracking, expense budgeting, and budget variance spreadsheets

This monthly expense planner covers 24 months and allows you to define your own expense categories and to set up month by month expense budgets for each of your budgetary expense categories. Then, each month you can enter your actual expenses into each expense budget category, and VeriPlan will automatically calculate your positive or negative budgetary variances by expense category. After you open VeriPlan on you home PC, just look for the orange-tabbed “1B-Monthly Budgeting” worksheet and follow the simple instructions.

VeriPlan’s monthly budget planner worksheet provides six integrated expense tracking spreadsheets, budgeting spreadsheets, and budget variance spreadsheets for your convenience. Vertically, there are three worksheets: Actual Expenses, Expense Budget, and Budget Variance. Horizontally, each of these three worksheets is duplicated so that you can track expenses over a twenty-four month period or two years. Twenty-four months are provided, so that you can start tracking expenses mid-year in a particular month of the first year and continue into the next year.

This is a screen shot of one of these six monthly budget planner worksheet budgeting spreadsheets:

Free Monthly Budget Planner Worksheet

With this monthly budget planner worksheet, you could use only the top Actual Expenses spreadsheet to track your expenses monthly, and you could ignore the Budget and Budget Variance worksheets below. Otherwise, if you want to set up monthly budgets and track your monthly budget variances, you can also set an annual budget in the second spreadsheet and then track your actual expenses in the top spreadsheet.

If you do this, then the variances to your budget will be shown automatically in the third spreadsheet. Variances are calculated automatically by evaluating the differences between the Actuals and the Budget spreadsheets above the Budget Variance spreadsheet. Positive variances indicate expenses that are below budgeted amounts and negative variances indicate expenses in excess of budget by budget category.

In the Actual Expenses worksheet for the current calendar year, there are 38 pre-named expense categories and another 10 that you could add. If you use a different list of expense categories, just type in your list of expense category names, and your expense category names will automatically propagate to the other five expense, budget, and variance spreadsheets on this monthly budget planner worksheet. Of course, you should first determine your expense categories, before you add any expense data to these worksheets.

Another bonus: “How to Do Financial Planning” documentation equal to the best personal financial planning books

You can also benefit from all of VeriPlan’s fully integrated and very informative personal financial planning user documentation. VeriPlan is much more than a comprehensive and highly automated lifetime financial planning software application. It also includes extensive financial education information that you can read. In effect, VeriPlan also includes a well-researched and embedded money management, investment management, and personal financial planning book.

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VeriPlan Is Simply The
Best Financial Planning Software
You Can Buy!
.

.
Only $57 for a license for ALL your household PCs
… with Free Shipping of the CD within the USA
Full 30-Day, 100% Money Back Guarantee — No Questions Asked
No Support Contract Required
No Need To Buy Upgrades, Since All Parameters Are User-Changeable
.
VeriPlan is a Great Product, a Great Deal,
and a Great Help with Your Personal Financial Planning.
Thank You Very Much for Your Order!
.

Note: We mail your VeriPlan CD on the next business day after PayPal has notified us of your order. When your order ships, we will send a shipment notification email to you using the email address supplied by PayPal. VeriPlan is shipped via the USPS, and deliveries typically take 3 to 10 days to arrive.

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